Find the Federal Employee Health Benefits (FEHB) plan that's best for you.
For nearly 50 years, the Guide to Health Plans has helped federal employees and retirees navigate the complexities of FEHB and better understand their plan options.
How Can the Guide to Health Plans Help You?
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Personalized Cost Estimates
See total cost estimates for all FEHB plans (premium + likely out-of-pocket costs)
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Medicare Coordination
See how Medicare coverage impacts your FEHB plan, learn about Medicare Advantage plans, and find which plans reduce your costs with Medicare
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Dental Comparisons
Compare FEHB and FEDVIP plans on low, average, and high dental expense years
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Need Extra Help?
Send your FEHB questions directly to our plan experts
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Expert Advice
Access our advice articles to learn more about how FEHB works and strategies to save money on healthcare expenses
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How the Guide Works
Advice From Our FEHB Experts
A Closer Look at 2025 FEHB Premiums
Federal employees and retirees should expect to pay much more for health coverage next year: the enrollee share of...Read more about A Closer Look at 2025 FEHB Premiums Federal employees and retirees should expect to pay much more for health coverage next year: the enrollee share of FEHB premiums is going up 13.5% on average, which is almost double...Read more about A Closer Look at 2025 FEHB Premiums
FEHB & Medicare Advantage
Federal retirees have Medicare Advantage (MA) plans to consider joining. Our analysis shows that some...Read more about FEHB & Medicare Advantage Federal retirees have Medicare Advantage (MA) plans to consider joining. Our analysis shows that some of these offerings are an outstanding value. Aetna, APWU, Compass Rose, Kaiser...Read more about FEHB & Medicare Advantage
Are High Deductible Health Plans the Right FEHB Plan Type for You?
For most federal employees, High Deductible Health Plans (HDHPs) will be the cheapest FEHB plan type. Here's how they work...Read more about Are High Deductible Health Plans the Right FEHB Plan Type for You? For most federal employees, High Deductible Health Plans (HDHPs) will be the cheapest FEHB plan type. Here's how they work. HDHPs have much higher deductibles than traditional HMO and...Read more about Are High Deductible Health Plans the Right FEHB Plan Type for You?
Why Every Federal Employee Should Have a Flexible Spending Account (FSA)
Flexible Spending Accounts (FSAs) provide a way to shelter even more health care spending from taxes. FSAs allow you to shelter...Read more about Why Every Federal Employee Should Have a FSA Flexible Spending Accounts (FSAs) provide a way to shelter even more health care spending from taxes. FSAs allow you to shelter the out-of-pocket costs that you incur for copayments, coinsurance...Read more about Why Every Federal Employee Should Have a FSA
Looking for more information?
Check out our YouTube videos where we share advice and answer your questions about FEHB benefits and plan selection.
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Guide to FEDVIP Dental and Vision Plans
Are you a TRICARE Retiree or an active duty uniformed service family member? Our Guide to Dental and Vison Plans ranks all FEDVIP plans based on estimated yearly cost for someone like you and your family.
FEDVIP (opens a new window)