Guide to Health Plans for Federal Employees & Annuitants - An FEHBP Health Insurance Plan Comparison Tool

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Guide to Health Plans
For Federal Employees

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Tell us about those who will be covered under this insurance

Coverage Year:

Enter your zip code (home or work):

(If you work abroad, please use zip code 99999.)

What is your FEHB enrollment category?

Choose a Pay Frequency:

Who will be covered?

Your answer indicates that you are eligible for either the Self plus One option, or the Family of Two option. A couple or single parent with one child can choose either. In most but not all cases Self plus One has a lower premium. Before making a final decision you should check to make sure you are getting the lower premium at our Plan Flexibility page or on the last page of your plan brochure.

Age of the primary insured on Jan 1, 2025:

Healthcare expense category most applicable to
you or your family:

Are you an APWU member and have you been enrolled in FEHB for at least one year?

Yes No

Are you one of the following?

Please choose one.

City Carrier Assistants Postal Support Employees Mail Handler Assistants Rural Carrier Associate Other

Have you worked at least 130 hours per month for the last 90 days?

Yes No

Have you been employed by the USPS for at least one year?

Yes No

Are you electing to establish a Health Care Flexible Spending Account for 2025 and enrolling during this Open Season?

Yes No

Are you eligible to join any of these restricted plans?

Foreign Service Benefit Panama Canal

Do you want to continue as a Family of Two or Self Plus One?

You are eligible for either the Self plus One option, or the Family of Two option. A couple or single parent with one child can choose either. In most but not all cases Self plus One has a lower premium. Before making a final decision you should check to make sure you are getting the lower premium at our Plan Flexibility page or on the last page of your plan brochure.